Fabulous Service
"I just wanted to let you know about the fabulous service that I received from Marlene Ginsberg regarding the recent sale of my home. She and her assistant Jayne went above and beyond the call of duty to help close the deal. Marlene was always available to me and was instrumental in helping strike the deal. I would highly recommend Marlene to any prospective buyers and sellers. If you have any questions, please feel free to contact me."
Ted M. Felix - Little Falls, NJ - April, 2002
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Financing Your Home >Home Buyers Education
As the number of mortgage lenders increases, competition forces lenders to get more creative in finding ways to lend people money. This often takes the form of giving homebuyers a "break" in the down payment. The downside of this approach is that statistically, the smaller the down payment, the more likely the borrower will default. Lenders have put together an education program to prevent delinquencies, which fills a much-needed gap in the increasingly complex world of home finance.
Home buyer education classes focus on a variety of money management topics, including all the costs connected with obtaining and owning a home. One lender got together with FANNIE MAE (a government-sponsored loan guarantor) to launch a 3 percent down payment loan which requires participation in this education course. Other lenders have shown a decline in the default rate with five percent loans that are associated with similar education courses.
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| Q |
Who is the world's largest landowner?
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| A |
The United States government, with holdings of 728.8 million acres of land.
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 See More Real Estate Trivia > |
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