Parsippany, Randolph, Denville and Morristown real estate and homes for sale in New Jersey, spanish speaking, 55+ communities - Marlene Ginsberg, REALTOR® REALTOR® Logo - NUMBER1EXPERT NUMBER1EXPERT™ Logo
Parsippany, Randolph, Denville and Morristown real estate listings, home buying, selling and homes for sale in New Jersey - NUMBER1EXPERT(tm)
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Marlene Ginsberg

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Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate!
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Testimonials
Skills Are Unparalleled
"We were particularly impressed by your price negotiating abilities when our buyers made an offer and, then again, as we made an offer."
Donato & Mona Daddario - Randolph, NJ - Dec.1997
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Marlene Ginsberg is one of The Top Selling Real Estate Experts™
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All agents are NOT alike! Find out why I am a top real estate expert. Call me at my direct number: 973-387-4022.



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Testimonials
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Fabulous Service

"I just wanted to let you know about the fabulous service that I received from Marlene Ginsberg regarding the recent sale of my home. She and her assistant Jayne went above and beyond the call of duty to help close the deal. Marlene was always available to me and was instrumental in helping strike the deal.

I would highly recommend Marlene to any prospective buyers and sellers. If you have any questions, please feel free to contact me." 

Ted M. Felix - Little Falls, NJ - April, 2002

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Real Estate Tips
Financing Your Home >Home Buyers Education

As the number of mortgage lenders increases, competition forces lenders to get more creative in finding ways to lend people money. This often takes the form of giving homebuyers a "break" in the down payment. The downside of this approach is that statistically, the smaller the down payment, the more likely the borrower will default. Lenders have put together an education program to prevent delinquencies, which fills a much-needed gap in the increasingly complex world of home finance.

Home buyer education classes focus on a variety of money management topics, including all the costs connected with obtaining and owning a home. One lender got together with FANNIE MAE (a government-sponsored loan guarantor) to launch a 3 percent down payment loan which requires participation in this education course. Other lenders have shown a decline in the default rate with five percent loans that are associated with similar education courses.

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Real Estate Trivia
Q 
Who is the world's largest landowner?

A 
The United States government, with holdings of 728.8 million acres of land.
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Marlene Ginsberg, REALTOR®, real estate agent and broker for Parsippany, Randolph, Denville and Morristown, New Jersey home listings, property and land for sale - NUMBER1EXPERT

Marlene Ginsberg
Coldwell Banker Residential Brokerage

211 South Street
Morristown, NJ 07960
Direct: 973-387-4022
Office: 973-267-8990 x 112
Evening: 973-895-3391
Fax: 862-345-3749
maginsberg@aol.com

Marlene has lived in Morris County for over 30 years and has been an active licensed real estate professional for over 20 years.... She has generated over $300 MM in real estate sales while successfully helping hundreds of families move. A perennial multi-million dollar producer (Gold Level - $15 MM in annual sales), Marlene has been a member of the prestigious Coldwell Bankers International President's Elite, which recognizes the top 1% of the company for the last six years. Marlene received an award for being #1 IN CUSTOMER SERVICE and is ranked among the top 50 out of 3500 Coldwell Banker agents in New Jersey year in and year out. As your NUMBER1EXPERTTM for the Randolph, Parsippany, Denville and Morristown/Morris Township areas of Morris County, Marlene heads a team of real estate professionals that are very well equipped to provide you the finest service for all your real estate needs. Put her and her entire team to work for you! Call or email Marlene today!

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