Parsippany, Randolph, Denville and Morristown real estate and homes for sale in New Jersey, spanish speaking, 55+ communities - Marlene Ginsberg, REALTOR® REALTOR® Logo - NUMBER1EXPERT NUMBER1EXPERT™ Logo
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Marlene Ginsberg
All agents are NOT alike! Find out why I am a top real estate expert. Call me at my direct number: 973-290-7903.


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"...without the efforts of Marlene and her most professional Team, we might still be waiting for a buyer."
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  • Why Buyers Choose Marlene Ginsberg - Why homebuyers looking for a real estate agent in the Parsippany, Randolph, Denville and Morristown area choose Marlene Ginsberg.

  • Latest Listings - Get Marlene Ginsberg's latest Parsippany, Randolph, Denville and Morristown listings of homes for sale first!

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  • First Time Homebuyers - Are you a first time homebuyer in Parsippany, Randolph, Denville and Morristown, NJ? Choose a top real estate agent. Marlene Ginsberg can guide your home buying search.

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  • Go to Main Sitemap - Main sitemap sections include Find Parsippany, Randolph, Denville and Morristown Homes, For Home Buyers, For Home Sellers, Parsippany, Randolph, Denville and Morristown Information, Real Estate Resources, and About Marlene Ginsberg.


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School Reports in Parsippany, Randolph, Denville and Morristown, New Jersey
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Real Estate Tips
Financing Your Home >Assuming a Mortgage

You may be able to assume the seller's mortgage liability when buying a house instead of having to apply for a new loan.

Assuming a loan could minimize your down payment or closing costs and get you a more advantageous interest rate. To know whether an assumption will work, find out the loan balance. If the balance is a small fraction of the purchase price, you will have to come up with a large down payment or get a second loan for the difference, unless the seller is willing to provide some of the financing. If the loan balance is high, the loan may have been made when interest rates were higher than they are today.

Most newer loans that are assumable have adjustable rates. If you are considering an assumption because of credit problems, you will need the lender's approval to make the transaction work.

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Real Estate Trivia
Q 
What is currently the most technologically advanced way to vacuum your home?

A 
The self-propelling Dyson DC06 scans and maps a room with sensors and is controlled by built-in computers that prevent it from falling downstairs.
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Marlene Ginsberg, REALTOR®, real estate agent and broker for Parsippany, Randolph, Denville and Morristown, New Jersey home listings, property and land for sale - NUMBER1EXPERT

Marlene Ginsberg
Coldwell Banker Residential Brokerage

2200 Route 10 West
Parsippany, NJ 07054
Direct: 973-290-7903
Office: 973-267-3030 x 112
Evening: 973-895-3391
Fax: 973-285-5186
maginsberg@aol.com

Marlene has lived in Morris County for over 30 years and has been an active licensed real estate professional for over 20 years.... She has generated over $140 MM in real estate sales while successfully helping hundreds of families move. A perennial multi-million dollar producer (Gold Level - $15 MM in annual sales), Marlene has been a member of the prestigious Coldwell Bankers International President's Elite, which recognizes the top 1% of the company for the last six years. Marlene received an award for being #1 IN CUSTOMER SERVICE and is ranked among the top 50 out of 3500 Coldwell Banker agents in New Jersey year in and year out. As your NUMBER1EXPERTTM for the Randolph, Parsippany, Denville and Morristown/Morris Township areas of Morris County, Marlene heads a team of real estate professionals that are very well equipped to provide you the finest service for all your real estate needs. Put her and her entire team to work for you! Call or email Marlene today!

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